Federal Family Education Loan (FFEL) Program
Under the Federal Family Education Loan Program, qualified students can receive Stafford loans and their parents can receive PLUS loans for college costs. There are also Consolidation loans which allow students to combine existing loans to make repayment more manageable.
These loans are backed by the federal government and guaranteed by guaranty agencies. In California, FFEL loans are guaranteed by the California Student Aid Commission and administered by EdFund.