Welcome to the California Student Aid Commission

Assumption Program of Loans for Education APLE

For Future Teachers K through 12



GENERAL INFORMATION FOR APLE, CREDENTIALED TEACHERS AND DISTRICT INTERN APLE PROGRAMS

The APLE is a competitive teacher incentive program designed to encourage outstanding students, district interns, and credentialed teachers to become California teachers in subject areas where a critical teacher shortage has been identified or in designated schools meeting specific criteria established by the Superintendent of Public Instruction.


APLE applicants in 2009-2010 must agree to teach in one of the following teacher shortage areas:

  • Mathematics (Grades 7-12)
  • Science (Life/Physical) (Grades 7-12)
  • Foreign Language
  • Education Specialist Instruction (formerly, Special Education)
  • Business (Grades 7-12)
  • Agriculture (Grades 7-12)
  • Reading
  • Low Income Area School
  • School Serving Rural Area
  • State Special School
  • School with a High Percentage of Emergency Permit Teachers
  • Low Performing School
  • Music
ELIGIBLE SCHOOLS

The 2008-2009 APLE eligible schools have been identified by the State Superintendent of Public Instruction. This list may vary from prior year school listings.

Low-Performing -

Must be pursuing a multiple subject or single subject credential and agree to teach at a school ranked in the lowest 20th percentile of the Academic Performance Index (API) grades K-12.

APLE participants who agree to, and provide, the designated teaching service in the area of math, science, or education specialist instruction are eligible to receive an additional $1,000 per year in loan assumption benefits. Participants meeting this requirement who provide teaching service in a California public school that is ranked in the lowest 20th percentile of the API are eligible to receive an additional $1,000 per year, making the total amount of loan assumption $19,000.

Designated Low Income -

Must be pursuing a multiple subject or single subject credential and agree to teach at a designated low-income school in grades K-12.

Schools with a High Percentage of Emergency Permit Teachers -

Must be pursuing a multiple subject or single subject credential and agree to teach at a school with a high percentage of emergency permit teachers in grades K-12.

Rural Schools -

Must be pursuing a multiple subject or single subject credential and agree to teach at a school serving rural areas in grades K-12.

DISBURSEMENT PAYMENTS TO LENDERS

The Commission may assume up to $19,000 in outstanding educational loan balances in return for four consecutive years teaching service.

  • Up to $2,000 after completion of first full school year of eligible full-time teaching
  • Up to $3,000 after completion of second full year of eligible full-time teaching
  • Up to $3,000 after completion of third full school year of eligible full-time teaching
  • Up to $3,000 after completion of fourth full school year of eligible full-time teaching
ELIGIBILITY
  • Approved to receive or have received an educational loan(s)
  • Not in default on any educational loans
  • Agree to teach in a CA public school in one of the areas listed above for at least four years
The following are additional eligibility requirements for APLE only:
  • Legal resident of CA,
  • Completed 60 semester units (90 quarter units)
  • In a program leading to BA or in teacher prep program
The Commission offers two loan assumption programs. Please select one of the following programs for more information and applications.